Corporate Retirement Planning

INDEPENDENT AND OBJECTIVE CONSULTING

SEP's team of highly skilled professionals have many years of specialized experience in plan design, administration, employee education and investments.  As financial advisors and financial consultants, you can count on Secure Employee Planning for impartial advice on which vendor to select and how to structure a retirement plan that suits your needs, goals and cost parameters.  Our consultative process helps you select from a broad universe of investment products, plan designs and administrative solutions.  We disclose all fees and commissions involved, so you can make informed decisions based on the costs and benefits.  After a thorough evaluation of vendors is prepared and the preferred vendor is chosen, SEP will periodically review the performance of the vendor in each area and with them provide all services required by the client:   

·  Determination of employee eligibility

·  Design and installation of plan document

·  Calculation of employer contributions

·  Plan Recordkeeping and Compliance

·  Employee enrollment meetings

·  Trust asset reconciliation

·  Preparation and distribution of employee communication material

·  Calculation and communication of distributable   events (death / disability/retirement/ termination)

·  Plan terminations

·  Preparation of annual reports

·  Review of Fiduciary Responsibilities of both Financial Advisor and Employer

·  Yearly Evaluation of plan assets to see where we can pass additional savings down to Employer and Employees

·  Investment Policy Statements(Along side of whatever provider is chosen) 

·  Quarterly Review of Products Inside the Plan

Please note after vendor recommendations are reviewed, the SEP employee educational platform is implemented with workshops and One-on-One employee meetings.  This is what our clients consider one of our real differentiators.  This process begins and consists of quarterly workshops to educate employees in a number of different areas, including:      

·  Retirement

·  College Savings

·  Risk Management Scenarios

·  Wealth Management

·  Estate Planning

·  Accumulation Goals

·  Tax-savings strategies

After a 30-60 minute individual meeting a Financial Profile and non-product specific Plan for Action is provided to each employee.  This uniquely beneficial employee service will highlight each area of financial priority for the employee and provide them with a reasonable plan of action.  Clients enjoy referring direct questions from employees to us for a phone discussion or arranged meeting.