Long-Term Care Self Insurance  

Nobody wants to think about the possibility of needing long-term care. But if, somewhere down the line, you and/or your spouse do need assistance, will you have the funds available to pay for care? How much will an extended stay in a nursing facility or care received in your own home cost? Will you be able to meet this cost and still pay your and/or your spouse’s personal living expenses? Will there be enough left over to provide an inheritance for your loved ones or your favorite charity? Does it make sense to self-insure when private long-term care coverage is available? This calculator will assist you in answering these questions.

     

What is your current age?

At what age do you want to assume that you begin to use long-term-care services?

What inflation rate for long-term-care services do you wish to assume?

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What is the current daily cost of a nursing/long-term care facility in your area?
(The current average daily nursing home cost nationwide is $213 according to the 2012 Field Guide, National Underwriter, but in some areas of the country, and/or for a private room at a high-quality facility, the daily amount can easily exceed $300.)

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Secure Employee Planning
1021 W. 8th Avenue
King of Prussia, PA 19406
Phone: PA - (610) 234-0061

(866) 616-8170		 • Fax: (484) 534-3546

Securities and advisory services offered through Financial Network Investment Corporation, member FINRA, SIPC.

1021 W. 8th Avenue

King of Prussia, PA  19406


Investment products and services from this representative(s) available only to residents of Arizona (AZ),California (CA),Colorado (CO),Connecticut (CT),Delaware (DE),Florida (FL),Georgia (GA),Hawaii (HI),Illinois (IL),Indiana (IN),Kansas (KS),Kentucky (KY),Louisiana (LA),Massachusetts (MA),Maryland (MD),Maine (ME),Michigan (MI),Minnesota (MN),Missouri (MO),Mississippi (MS),North Carolina (NC),New Hampshire (NH),New Jersey (NJ),New Mexico (NM),Nevada (NV),New York (NY),Ohio (OH),Oklahoma (OK),Oregon (OR),Pennsylvania (PA),Rhode Island (RI),South Carolina (SC),Texas (TX),Utah (UT),Virginia (VA),Vermont (VT),Washington (WA),Washington DC (DC),Wisconsin (WI),West Virginia (WV).

Fee-based investment advisory services from this representative(s) available only to residents of California(CA), Delaware (DE),Florida (FL),New Jersey (NJ), New York (NY), Pennsylvania (PA), Utah(UT), Washington (WA)

 

Secure Employee Planning, LLC and DVFG Advisors, LLC are not affiliated with Financial Network Investment Corportion

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